And the Metal card is not available for Greece, Slovenia, and Switzerland. They offer four different plans:. These plans are also available for business accounts targeted at freelancers using the accounts for business purposes.

These accounts will be in your personal name and are not suitable for incorporated businesses. You can always upgrade later.

NOTE: If you select the Business plan you can not change it to a personal plan later, so for most people, I would not recommend it!

The next step is confirming your identity. Whether you can do this through a selfie or video call in the N26 app in a matter of minutes, or if you have to visit a German post office, depends on your nationality, ID documents, and delivery address of your card.

There are exceptions where an older passport, even from the mentioned countries, is not supported.

That might be the case if it lacks biometric safety features—something most modern passports have. After you have verified your email address, download the N26 app to your phone and log in.

Make sure the lighting conditions are good so the pictures are clear. Make sure you have your passport or ID card according to the list above and follow the instructions in the app.

Just skip ahead to the section about the PostIdent method. Once you initiate the call, you will usually be connected to an agent without much delay.

On some occasions you might have to wait a little bit, but rarely more than minutes. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.

Join N26 to get a free bank account and a Mastercard debit card to use all over the world. Stay up-to-date and in control of your finances, wherever you are.

Discover N26 Smart—the bank account that gives you more control. Enjoy access to a direct Customer Support hotline, and get a colorful Mastercard debit card, free ATM withdrawals, up to 10 Spaces sub-accounts, access to Shared Spaces, and insights into your spending habits with Statistics—a powerful AI-powered categorization tool.

Stay flexible with CASH26, and withdraw and deposit money at no cost at over 11, shops in Germany. Here is a list of the features that N26 builds into their app, and are included in all their accounts:.

The people that founded N26 wanted to create a banking platform that was simple to use, as well as inexpensive for its customers.

Most major banks generate a sizable amount of income from retail banking fees, like overdraft penalties for charges that exceed available funds.

These fees act as a core part of their business model. N26 is focused on delivering commonly used banking services, not a full range of banking services that include insurance, major loans or unsecured lines of credit.

A bank like RBS can offer its clients numerous products, like a mortgage, auto loan, credit card and various insurance products. Sometimes bundling all the products together makes the overall cost lower.

The downside to this is the cost for customers that need simple services like deposit, ATM access and a debit card to cover daily spending.

N26 is geared at younger people who are tech-savvy, and have modest needs when it comes to financial services. It should be clear that N26 is designed to be ridiculously simple.

If you are a EU citizen or resident, then you can sign-up for an account at N26 using their app, or start the process from a web browser on a computer.

Once you successfully complete the above steps, an N26 account of your choice will be open. They will also send you a MasterCard so you can access your funds.

Opening an account at N26 is more or less the same as any bank, but the whole process is done online. Here is a breakdown of what you will have to do.

The N26 registration form covers all the normal personal details that any legally registered bank would need. You will need to provide them with your:.

Once that info is in their system, you can agree to their terms and conditions, and opt into any other programs or privacy settings that they put on your screen.

Then you have to confirm your email, and opt into one of the two N26 plans that are currently available at the moment they plan to expand their services soon.

Once all that is done, you will have to pair your smartphone to the account you just created. Then you will be led through the process of pairing by the app.

It is important to make sure that the phone number you entered in step one is correct, as you will be getting a four digit verification code.

You can change your number later on, but if it was entered incorrectly, you will be stuck at this step. Once verified, you are all but done. Just wait for your new MasterCard to be delivered, and you are on your way to using your new N26 account.

There are a lot of people out there who might not fully trust a bank that exists mostly in the internet. Just reach out to them via email or chat to an N26 expert right in your app.

CEO Blog: Grooming the next generation of global entrepreneurs. Open Bank Account. A free bank account with no hidden fees Your standard N26 account comes with all you need to spend, save and keep track of your money.

Bank Account. N26 Smart—save and spend with confidence Discover N26 Smart, the bank account that gives you more control over your money—with a direct customer service hotline if you ever need support.

Get N26 Smart.

Sichere Onlineüberweisungen. ▻Für Kunden: Zahlungen im Handumdrehen. ▻​Für Händler: % Zahlungssicherheit. Jetzt anmelden! Was N26 ist, für wen sich die Bank eignet und wie sich das Unternehmen von konventionellen Banken Das N26 Girokonto; Die N26 Kreditkarte; N26 mit Apple Pay und Google Pay nutzen; Kredite Wie funktioniert Giropay? Finde heraus, wie du auf zwei verschiedene Arten Geld auf dein N26 Konto einzahlen kannst. N26सत्यापित खाते. @n We're Europe's first mobile bank with over 5 million customers in 25 countries — Questions + help.